Built for Global Businesses

Helping early-stage cross-border businesses reduce FX friction from day one and operate globally with confidence.

Lean by design. Scalable by infrastructure.

iBnk replaces the complexity of legacy payment systems with unified infrastructure, combining...

Stablecoin-native settlement

iBnk's stablecoin settlement layer enables instant, low-cost cross-border payments — bypassing traditional banking delays.

  • Instant settlement via stablecoin rails — no more waiting 3-5 business days.
  • 24/7 operations globally — no banking hours, no cutoff times.
  • Transparent, low-cost FX built for the digital economy.

Multi-currency infrastructure

Operate global accounts that let you collect, hold, and deploy funds in multiple currencies without unnecessary conversions.

  • Hold and manage funds in multiple currencies without unnecessary conversions.
  • Reduce FX friction by up to 80% with smart routing.
  • Pay suppliers and receive payments globally through a single platform.

Built for compliance

Enterprise-grade compliance embedded at the infrastructure layer, designed for regulated environments.

  • KYC, KYB, and transaction monitoring embedded at the infrastructure layer.
  • Designed to operate within regulated environments through licensed partners.
  • Enterprise-grade security with bank-level encryption and SOC 2 certification.
JPYC
XSGD
HKDG
AUDM
USDC
IDRX
KRWC
THBX
PHPX

A Modern Treasury Experience for Global Commerce

iBnk is designed for businesses that earn, move, and manage money across borders.

Whether you're selling internationally, operating across multiple markets, or managing global payouts, iBnk helps you reduce hidden FX friction, simplify multi-currency flows, and settle funds with clarity and control—without stitching together multiple providers.

Problems

FX friction starts on day one

Not when you withdraw — but the moment your first international order comes in.

$600

Lost on a single failed transfer

40%

Profit margin eroded by FX

$144K

Annual hidden FX costs

We had a $100,000 supplier payment returned by an intermediary bank. After all the fees and failed transfer charges, we lost $600 — and still had to pay our supplier late.

C

Chen Wei

Operations Director · Cross-border E-commerce Brand

One payment provider has slightly better rates today, another has lower settlement fees tomorrow. You work hard to grow your orders, only to find a big chunk of your net profit has been quietly eaten away.

Is there a way to minimize this hidden conversion at the payment step?

More and more cross-border merchants are choosing to settle some orders directly in stablecoins.

Because doing so means:

No passive conversion to USD at payment time
No multiple exchange rate spreads upfront
Clearer, more controllable fund paths

This isn't about abandoning your current payment methods. It's about having one more option, and one less unnecessary FX loss.

iBnk helps cross-border merchants think through exchange rates, currencies, and settlement paths from the store setup and payment design stage.

Not just "how to collect money", but "how money flows without being quietly eaten away".

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