Legal & Compliance Statement
Entities
- U.S. Entity: iBnk Vault LLC, United States
- Australian Entity: Intellifusion Pty Ltd, Australia
Core Operating Principles
iBnk operates globally through both entities and explicitly clarifies that it does not provide banking, financial, or investment services and doesn't engage in regulated activities requiring licensing.
The platform also states it does not conduct lending, deposit-taking, or any other financing business.
Asset Custody Model
Rather than holding assets directly, iBnk relies on regulated third parties. The statement specifies that all funds and digital assets are safely held and settled through regulated third parties, including iBnk's partner banks and Fireblocks.
Notably, iBnk itself does not directly hold or control customer funds or digital assets.
Regulatory Status
- U.S.: iBnk Vault LLC registers with FinCEN as a Money Services Business
- Australia: Intellifusion Pty Ltd is registered and pursuing Digital Currency Exchange registration
Protection Framework
The platform implements KYC/AML/CTF compliance checks and maintains partnerships with regulated banks and Fireblocks for custody and settlement services.
Critical Disclaimer
Users acknowledge terms by accessing the platform. The statement emphasizes:
"iBnk is not a bank. All customer assets are safeguarded through compliant banking and custodial partners."
Contact Information
U.S. Entity:
iBnk Vault LLC
30 N Gould St Ste R
Sheridan, WY 82801, USA
privacy@ibnk.xyz
Australian Entity:
Intellifusion Pty Ltd
Registered in Australia